Mobile & Manufactured Home Insurance You Can Count On
Mobile and manufactured homes deserve the same protection as any traditional home—but they come with different risks and requirements. We help homeowners in Southern Illinois find coverage that reflects the unique structure and setup of mobile or manufactured living. Whether your home is located in a park, on private land, or part of a retirement community, we’ll walk you through policies that protect your home, personal belongings, and liability exposures without unnecessary add-ons.
What It Covers
Mobile and manufactured home insurance typically covers the dwelling, attached structures like porches or awnings, personal property, and liability protection. It can also include coverage for transportation if the home is moved. We'll help you understand coverage differences between manufactured, modular, and mobile homes, and make sure your policy includes what you need based on your location, setup, and lifestyle.
Coverage That Fits Your Home's Setup
We look at your home's foundation type, location, and features to recommend coverage that works for how you actually live.
Our Process
Evaluate Your Home
We start with your home's construction, location, and age to determine ideal protection.
Get Multiple Quotes
We quote top carriers to find you the best balance of cost and coverage.
Explain the Options
We’ll walk through deductibles, exclusions, and optional add-ons like trip collision or flood.
Mobile Home Insurance FAQs
Is mobile home insurance different from regular homeowners insurance?
Yes. Mobile home policies are tailored to the construction and risks specific to manufactured homes.
Does my policy include flood coverage?
No, but we can add flood coverage as an endorsement or separate policy if needed.
What about relocation coverage?
Yes. Most policies include coverage for your personal items inside the home.
Are older homes eligible?
Yes, we work with carriers that insure older manufactured homes.