Protection for the Place Where Business Happens
Commercial property insurance helps cover your building, equipment, tools, and inventory when the unexpected happens. Whether you own your space or rent, we help ensure your assets are protected from fire, storms, theft, and more. We tailor each policy to fit your operations, explain your coverage clearly, and help ensure you're not paying for what you don’t need while avoiding risky gaps.
What Does Commercial Property Insurance Cover?
This policy helps pay for repairs or replacements when your physical assets are damaged due to covered events like fire, vandalism, burst pipes, or severe weather. We tailor each policy to fit your operations, explain your coverage clearly, and help ensure you're not paying for what you don’t need while avoiding risky gaps.
Why Every Business Needs Property Coverage
Even a small loss can disrupt your ability to operate. Property insurance helps your business recover quickly after damage so you can focus on serving your customers.
Core Protections You Can Count On
Building Coverage
Pays for damage to the physical structure of your office, shop, or warehouse.
Business Personal Property
Covers furniture, tools, inventory, computers, and other movable items inside your space.
Loss of Income
Helps replace lost revenue if you’re forced to close due to a covered loss.
Commercial Property FAQs
Does this cover rented property?
Yes. Even if you lease your space, you can insure your equipment and buildout.
What about natural disasters?
Storms and fire are usually covered. Flood and earthquake require separate policies.
Can I insure just my contents?
Yes. We’ll build a policy that fits whether you own or rent your space.
What if I run my business from home?
Homeowners insurance usually doesn’t cover business property. Let us review your needs.