Life & Health Insurance That Puts People First
Having the right health and life insurance in place means peace of mind for your family and your future. Whether you need coverage for doctor visits, long-term care, or income protection in case of illness or loss, we help individuals and families in Marion, Herrin, Carterville, and beyond make smart, affordable choices. You’ll always get real answers from someone who lives in your community.




Coverage That Puts People First
We’ll walk you through the options and help you choose a plan that fits your life today—and prepares you for what’s next. Below are the main types of life & health insurance we help with:
Simple, affordable coverage that pays a benefit if something happens during the years you need it most — often 10, 20, or 30 years.
Individual health plans that help pay for doctor visits, prescriptions, and hospital care—so you can stay healthy without breaking the bank.
Add-ons or standalone plans that help cover routine dental care and eye exams, glasses, and more.
Provides income if you’re unable to work due to an illness or injury, helping you maintain financial stability.
Helps cover the cost of in-home care, assisted living, or nursing care as you age or face chronic health conditions.
Real People. Real Support.
We’re not a hotline. We’re local agents who take your time and your situation seriously. When you work with us, we explain your options clearly, give honest recommendations, and stay available when questions come up.
Personalized Plans
We match your coverage to your actual needs — not a template.
Health Coverage Options
We help you understand networks, premiums, and how to choose the right plan.
Claims Support
If something happens, we’ll walk with you through the process — not leave you hanging.
Long-Term Value
Our goal is protection that supports you today and keeps working for you tomorrow.