Coverage for Advisors, Consultants & Service-Based Businesses
If your business gives advice, handles client data, or offers professional services, you face unique liability risks. We help consultants, accountants, marketing agencies, and other service pros get the coverage they need to stay protected and credible. We tailor each policy to fit your operations, explain your coverage clearly, and help ensure you're not paying for what you don’t need while avoiding risky gaps.
What Does Professional Services Insurance Cover?
Coverage typically includes professional liability (E&O), general liability, cyber liability, and business property. We’ll tailor it based on how and where you serve clients. We tailor each policy to fit your operations, explain your coverage clearly, and help ensure you're not paying for what you don’t need while avoiding risky gaps.
Why Service Businesses Need Specialized Insurance
One missed detail or miscommunication can lead to legal action. Even if you’ve done everything right, the cost to defend yourself can be high. Insurance gives you the backing you need to stay in business.
Key Protections
Errors & Omissions (E&O)
Protects against claims of mistakes, missed deadlines, or poor advice that result in client losses.
Cyber Liability
Covers data breaches, phishing scams, or hacked client info—whether you work from an office or remotely.
Property & Income
Helps you recover from business interruptions or losses due to damage or theft.
Professional Services Insurance FAQs
Do I need this if I work from home?
Yes. Your homeowners policy won’t cover business-related claims or equipment.
What if I work as a freelancer?
Freelancers and solopreneurs often need liability coverage—especially when working with contracts or client data.
Will this cover client contracts or disputes?
E&O insurance helps defend against claims of breach of duty or contract—even if the claims aren’t valid.
Can I combine this with general liability?
Yes. Most policies are bundled for affordability and full protection.