Group Dental Insurance Plans for Your Team
Dental insurance is one of the most requested and appreciated benefits you can offer your team. It’s about more than just cleanings—oral health is directly tied to overall wellness, and preventive care can reduce long-term medical costs. Offering group dental insurance shows your employees that you’re invested in their health and their future. Whether you’re putting together a benefits package for the first time or reviewing your current offerings, we’ll help you choose plans that are both affordable and meaningful. We work with businesses throughout Southern Illinois to design dental benefits that employees actually use—covering everything from routine checkups to more advanced procedures, all while staying within your budget.
Coverage That Supports Oral Health
We help you understand how different dental plan types—like Preferred Provider Organizations (PPOs), Dental Health Maintenance Organizations (DHMOs), and fee-for-service options—affect cost, provider flexibility, and ease of use. Some plans focus on preventive care, while others include comprehensive coverage for fillings, crowns, root canals, and orthodontics. We’ll walk you through what's typically included, what’s optional, and how plans differ in network size and reimbursement rates. Whether you want to fully fund the plan, offer it as a voluntary benefit, or share the cost with employees, we’ll help you build a solution that meets your goals and provides real value to your team.
Customized Plans for Small Businesses
We help you find the right plan that balances preventive care, coverage for dental work, and a provider network your employees can actually use.
What’s Included in a Group Dental Plan
Preventive & Routine Care
Covers regular checkups, cleanings, and x-rays—often at 100% when in-network.
Basic & Major Services
Includes fillings, root canals, crowns, bridges, and more with cost-sharing.
Orthodontics (Optional)
Some plans offer coverage for braces or Invisalign, often with waiting periods and separate limits.
Group Dental Insurance FAQs
Is dental insurance expensive for employers?
Dental plans are typically lower cost than health insurance and offer a high perceived value to employees.
What does a typical dental plan include?
Yes, most group dental plans allow coverage for spouses and children.
Is there a waiting period?
Some plans have waiting periods for major services. We’ll walk you through plan options.
What if employees already have a dentist?
We’ll help you find a plan with strong in-network options or out-of-network coverage flexibility.