Business Insurance for Southern Illinois Owners & Operators

Your business is more than your livelihood—it’s the result of your hard work. We help business owners in Marion, Herrin, Carterville, and across Southern Illinois protect what they’ve built with insurance that’s straightforward and tailored to the risks they face. From property damage to liability claims to on-the-job injuries, we’ll help you understand your options and get coverage that makes sense.

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Coverage Options That Fit Your Business

Every business is different, but most need a mix of protection that covers people, property, and day-to-day operations. We offer:

A bundled policy that combines general liability and commercial property insurance—ideal for small and mid-sized businesses.

Covers common risks like slip-and-fall accidents, property damage, and lawsuits related to your business operations.

Provides wage replacement and medical benefits if an employee gets hurt or sick on the job.

Protects your business vehicles, whether you’re transporting goods, equipment, or employees.

Covers damage to your building, equipment, inventory, or tools due to fire, theft, storms, or other covered events.

Adds an extra layer of liability protection above the limits of your existing policies.

Also known as Errors & Omissions (E&O), this covers service-based businesses against claims of negligence or mistakes.

Helps pay for recovery if your business experiences a data breach, cyberattack, or lost customer data.

Tailored Protection for Your Industry

Different industries face different risks—and your insurance should reflect that. We help business owners across Southern Illinois get coverage built for their work, whether that means tools on a job site, retail inventory, or vehicles on the road.

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Contractor Insurance

Coverage for tools, job sites, subcontractors, and work-related injuries.

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Retail Business Insurance

Includes property, liability, theft protection, and coverage for customer injuries.

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Garage & Repair Shop Insurance

Protects your building, customer vehicles, employee injuries, and more.

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Dealership Insurance

Coverage for test drives, inventory, property damage, and commercial auto liability.

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Professional Services Insurance

Errors & Omissions coverage for consultants, accountants, and advisors providing guidance or expertise.

Let’s Talk About Protecting Your Business

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